Who is advanced resolution services inc

Otherwise, if you make an agreement over the phone and then pay right away, ARS can later forget its promise to remove the collection account from your credit history. If your settlement of the account is not reflected on your credit report after 30 days, you should write another letter to ensure ARS is upholding its end of the agreement. Use your written agreement as proof of the deal.

If you dread the thought of writing debt validation letters and negotiating payments with debt collection representatives, you have another option. Credit repair companies make disputing debts, negotiating with creditors, and fixing your credit score a breeze. Several of the complaints say the company failed to respond to debt validation requests. Other complaints cite faulty reporting. The Fair Debt Collection Practices Act protects consumers from the issues above, along with disrespectful practices like calling you outside of business hours.

Letters reduce the risk of a miscommunication between you and the agency and help protect you from legal action. What they will do is imply negative consequences in hopes that your fear will prompt payments. ARS can contact you using the contact information they got from your original medical debt records.

If you have a work number on file at the hospital, expect to get a phone call on that number. ARS can call you on any number they have unless you ask them to stop. ARS can send you letters in sealed envelopes no postcards. The company can also take legal action against you, and a judge could garnish your wages to compensate ARS. ARS Collections does not have a legal right to threaten you with a lawsuit or threaten to incarcerate or abuse you in any way.

This kind of behavior qualifies as harassment. Agents from ARS cannot abuse you verbally or contact your family, friends, or employer about your debt.

Your debt is a civil matter. Yes, Account Resolution Services can sue you in a civil court. For smaller accounts, the cost of going to court would outweigh the profit from collecting on your account, so very few cases go before a judge. Each state sets a statute of limitations on medical debt. I have often been slammed for suggesting consumers need to be proactive in protecting their interests regarding CRAs.

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